Frequently asked questions
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How does monitoring work, and how quickly will I be notified?

We monitor your property records with your County Recorder's Office. When we see important changes, like new property in your name, a change in ownership, a new lender, a change in financing, or a notice of default, we send you an alert.

Because we rely on public county records, timing can vary. Many counties update records weekly, and sometimes it can take a few weeks for a new document to show up. As soon as we see a new record in our system, we work to notify you quickly.

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Is my second home, rental property, or property held in a trust or LLC covered?

Yes. We monitor unlimited homes, second homes, rental homes, and other real estate properties anywhere we can confirm your ownership.

If a property is held in a trust or owned through an LLC and is not linked to your Social Security number in public records, we might not be able to match it to you automatically. If that happens, our support team can help you review your properties and look into adding it manually.

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Are there any properties Home Title Protect can't monitor?

There are a few situations where monitoring has limits. We are not able to monitor empty lots of land or mobile homes.

Properties held under a different name, such as a maiden name, married name, or nickname, may need extra review to make sure they are linked to your account. We recommend double-checking your monitored properties list so nothing is missed.

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What happens if home title fraud is detected on my property?

If we detect possible home title fraud on your property, we will alert you about the suspicious activity, such as a change in ownership or a new lien.

You will then be connected with a dedicated, U.S.-based Identity Restoration Specialist, who will work with you until your case is closed and guide you through each step of the resolution process.

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Can someone really take out a loan against my home without me knowing?

Yes, in some cases it is possible. If someone steals your identity and gains access to your home title, they could try to divert your mortgage payments, take out a new loan against your property, attempt to sell it without your knowledge, or place a lien against it for a debt you did not create.

Home Title Protect helps you stay a step ahead by monitoring public records tied to your property and alerting you to certain changes.

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